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About the Hong Kong Dollar (HKD)

💰 A Brief History

The Hong Kong Dollar (HKD) was first introduced in 1863 under British colonial rule, replacing a mix of Spanish, Mexican, and Chinese coins that had circulated for centuries.

Today, it remains one of the most stable and widely traded currencies in Asia, despite Hong Kong’s return to Chinese sovereignty in 1997.


🏦 Who Issues the Currency?

Unlike most countries, the Hong Kong Monetary Authority (HKMA) authorizes three separate commercial banks to issue banknotes:

  • HSBC
  • Standard Chartered
  • Bank of China (Hong Kong)

Coins, however, are issued directly by the government. The HKMA maintains a currency peg system, keeping the HKD stable against the US Dollar (typically around HK$7.8 to US$1).


💵 Hong Kong Banknotes & Coins

Hong Kong’s currency is unique in that different banks design their own notes — but all are legally recognized and circulate simultaneously.

Common notes include HK$10, $20, $50, $100, $500, and $1,000, with designs highlighting architecture, wildlife, and modern culture.
Coins come in 10, 20, 50 cents and HK$1, $2, $5, and $10.

Fun fact: The HK$10 note is the only one printed by the Hong Kong Government itself, and it’s made from polymer.


🌍 HKD in the Global Market

The HKD is the 9th most traded currency in the world and a crucial player in global finance. It’s often used in foreign exchange markets, investment banking, and cross-border transactions between China and the West.

Because of Hong Kong’s status as a financial hub, the HKD is seen as a “safe haven” currency in times of regional uncertainty.

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